{"id":16995,"date":"2026-10-18T17:35:57","date_gmt":"2026-10-18T06:35:57","guid":{"rendered":"https:\/\/chuatan.com.au\/%e9%a4%8a%e8%80%81%e9%87%91%e8%88%87%e9%81%ba%e5%9b%91\/"},"modified":"2026-10-18T17:35:57","modified_gmt":"2026-10-18T06:35:57","slug":"%e9%a4%8a%e8%80%81%e9%87%91%e8%88%87%e9%81%ba%e5%9b%91","status":"publish","type":"page","link":"https:\/\/chuatan.com.au\/zh-hant\/%e9%a4%8a%e8%80%81%e9%87%91%e8%88%87%e9%81%ba%e5%9b%91\/","title":{"rendered":"\u990a\u8001\u91d1\uff08Super\uff09\u8207\u907a\u56d1\uff1a\u60a8\u53bb\u4e16\u5f8c\u8ab0\u6703\u5f97\u5230\u60a8\u7684\u990a\u8001\u91d1\uff1f"},"content":{"rendered":"<style>.ct-page{max-width:880px;margin:0 auto;padding:32px 20px 48px;font-size:17px;line-height:1.85}.ct-page h2{margin-top:1.6em}.ct-page h3{margin-top:1.2em}.ct-page ul,.ct-page ol{padding-left:1.4em}.ct-page li{margin:.3em 0}.ct-answer{background:#fff;border:1px solid #e3ddd0;border-left:4px solid #C9A26B;border-radius:6px;padding:16px 20px;margin:8px 0 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class=\"ct-answer\"><strong>\u7c21\u8981\u56de\u7b54<\/strong>\u990a\u8001\u91d1\uff08Super\uff09\u4e0d\u6703\u81ea\u52d5\u6210\u70ba\u907a\u7522\u7684\u4e00\u90e8\u5206\uff0c\u56e0\u6b64\u907a\u56d1\u4e26\u4e0d\u80fd\u6c7a\u5b9a\u5b83\u7684\u53bb\u5411\u3002\u5982\u60a8\u6709\u6709\u6548\u7684<strong>\u6709\u7d04\u675f\u529b\u6b7b\u4ea1\u53d7\u76ca\u4eba\u63d0\u540d\uff08BDBN\uff09<\/strong>\uff0c\u57fa\u91d1\u53d7\u8a17\u4eba\u9808\u4f9d\u6b64\u652f\u4ed8\uff1b\u5426\u5247\u7531\u53d7\u8a17\u4eba\u6839\u64da\u57fa\u91d1\u898f\u5247\u53ca\u990a\u8001\u91d1\u6cd5\u5f8b\u914c\u60c5\u6c7a\u5b9a\u3002\u6aa2\u8996\u63d0\u540d\u662f\u6bcf\u6b21\u6aa2\u8996\u907a\u56d1\u6642\u5fc5\u4e0d\u53ef\u5c11\u7684\u4e00\u6b65\u3002<\/div>\n\n<h2>\u8ab0\u53ef\u4ee5\u9818\u53d6\u60a8\u7684\u990a\u8001\u91d1\uff1f<\/h2>\n<ul>\n<li>\u990a\u8001\u91d1\u6cd5\u5f8b\u4e0b\u7684<strong>\u53d7\u990a\u4eba<\/strong>\uff1a\u914d\u5076\u6216\u540c\u5c45\u4f34\u4fb6\u3001\u4efb\u4f55\u5e74\u9f61\u7684\u5b50\u5973\u3001\u5728\u7d93\u6fdf\u4e0a\u4f9d\u8cf4\u60a8\u7684\u4eba\uff0c\u4ee5\u53ca\u8207\u60a8\u6709\u76f8\u4e92\u4f9d\u5b58\u95dc\u4fc2\u7684\u4eba\u3002<\/li>\n<li><strong>\u60a8\u7684\u907a\u7522<\/strong>\uff08\u5373&#8221;\u6cd5\u5b9a\u907a\u7522\u4ee3\u7406\u4eba&#8221;\uff09\uff0c\u6b64\u6642\u6309\u907a\u56d1\u5206\u914d\u3002<\/li>\n<\/ul>\n<p>\u63d0\u540d\u4e0a\u8ff0\u4ee5\u5916\u7684\u4eba\uff08\u4f8b\u5982\u5144\u5f1f\u59d0\u59b9\uff09\u662f\u7121\u6548\u7684\u3002<\/p>\n\n<h2>\u63d0\u540d\u7684\u7a2e\u985e<\/h2>\n<ul>\n<li><strong>\u6709\u7d04\u675f\u529b\u63d0\u540d<\/strong>\uff1a\u5982\u6709\u6548\uff0c\u53d7\u8a17\u4eba\u5fc5\u9808\u9075\u5f9e\u3002\u5f88\u591a\u63d0\u540d\u4e09\u5e74\u5f8c\u5931\u6548\uff0c\u9700\u8981\u7e8c\u671f\uff1b\u90e8\u5206\u57fa\u91d1\u5141\u8a31\u4e0d\u5931\u6548\u7684\u63d0\u540d\u3002<\/li>\n<li><strong>\u7121\u7d04\u675f\u529b\u63d0\u540d<\/strong>\uff1a\u50c5\u4f9b\u53c3\u8003\uff0c\u7531\u53d7\u8a17\u4eba\u6c7a\u5b9a\u3002<\/li>\n<li><strong>\u7e7c\u7e8c\u9818\u53d6\u7684\u9000\u4f11\u91d1\uff08reversionary pension\uff09<\/strong>\uff1a\u6536\u5165\u6d41\u7e7c\u7e8c\u652f\u4ed8\u7d66\u6307\u5b9a\u53d7\u76ca\u4eba\u3002<\/li>\n<li><strong>\u81ea\u7ba1\u990a\u8001\u91d1\uff08SMSF\uff09<\/strong>\uff1a\u7d50\u679c\u53d6\u6c7a\u65bc\u57fa\u91d1\u7684\u4fe1\u8a17\u5951\u64da\uff0c\u4ee5\u53ca\u60a8\u53bb\u4e16\u5f8c\u7531\u8ab0\u63a7\u5236\u57fa\u91d1\u3002<\/li>\n<\/ul>\n\n<h2>\u6b7b\u4ea1\u798f\u5229\u7684\u7a05\u52d9<\/h2>\n<p>\u4e00\u6b21\u6027\u652f\u4ed8\u7d66&#8221;\u7a05\u52d9\u53d7\u990a\u4eba&#8221;\uff08\u914d\u5076\u3001\u672a\u6eff18\u6b72\u5b50\u5973\u3001\u7d93\u6fdf\u53d7\u990a\u4eba\u6216\u6709\u76f8\u4e92\u4f9d\u5b58\u95dc\u4fc2\u7684\u4eba\uff09\u4e00\u822c\u514d\u7a05\u3002\u7d93\u6fdf\u4e0a\u4e0d\u4f9d\u8cf4\u60a8\u7684\u6210\u5e74\u5b50\u5973\uff0c\u901a\u5e38\u9808\u5c31\u61c9\u7a05\u90e8\u5206\u7e73\u7a05\uff1a\u6700\u9ad815%\u53e6\u52a0\u91ab\u7642\u4fdd\u96aa\u7a05\uff08Medicare levy\uff09\uff1b\u5982\u57fa\u91d1\u6709\u672a\u7a05\u90e8\u5206\uff0c\u7a05\u7387\u66f4\u9ad8\u3002\u5982\u7d93\u907a\u7522\u652f\u4ed8\uff0c\u5247\u4e0d\u6536\u91ab\u7642\u4fdd\u96aa\u7a05\uff0c\u4f46\u6b3e\u9805\u6703\u6210\u70ba\u907a\u7522\u7684\u4e00\u90e8\u5206\uff0c\u53ef\u88ab\u50b5\u6b0a\u4eba\u8ffd\u8a0e\uff0c\u6216\u6210\u70ba\u5bb6\u5ead\u4f9b\u990a\u7d22\u511f\u7684\u5c0d\u8c61\u3002<\/p>\n\n<h2>\u6211\u5011\u5e38\u898b\u7684\u554f\u984c<\/h2>\n<ul>\n<li>\u63d0\u540d\u591a\u5e74\u524d\u5df2\u7d93\u5931\u6548\u3002<\/li>\n<li>\u63d0\u540d\u8207\u907a\u56d1\u4e92\u76f8\u77db\u76fe\uff0c\u7279\u5225\u662f\u5728\u91cd\u7d44\u5bb6\u5ead\u3002<\/li>\n<li>\u990a\u8001\u91d1\u5167\u7684\u4fdd\u96aa\u91d1\u984d\u6bd4\u8cec\u6236\u9918\u984d\u9084\u9ad8\uff0c\u537b\u5f9e\u672a\u8003\u616e\u3002<\/li>\n<li>\u8eab\u5728\u6d77\u5916\u7684\u53d7\u76ca\u4eba\u9700\u8981\u5354\u52a9\u7533\u9818\u53ca\u8655\u7406\u6fb3\u6d32\u7a05\u52d9\u3002<\/li>\n<\/ul>\n<p>\u6211\u5011\u5728\u6bcf\u6b21<a 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name=\"ct_language\"><option>\u666e\u901a\u8a71<\/option><option>\u7cb5\u8a9e<\/option><option>\u82f1\u8a9e<\/option><\/select><\/div>\r\n<div><label for=\"ct_type\">\u60a8\u9700\u8981\u54ea\u65b9\u9762\u7684\u5354\u52a9\uff1f<\/label><select id=\"ct_type\" name=\"ct_type\"><option value=\"\">\u8acb\u9078\u64c7<\/option><option>\u89aa\u4eba\u53bb\u4e16\uff0c\u6709\u907a\u56d1<\/option><option>\u89aa\u4eba\u53bb\u4e16\uff0c\u6c92\u6709\u907a\u56d1<\/option><option>\u89aa\u4eba\u53bb\u4e16\uff0c\u4e0d\u78ba\u5b9a\u662f\u5426\u6709\u907a\u56d1<\/option><option>\u8a02\u7acb\u6216\u66f4\u65b0\u907a\u56d1 \/ \u907a\u7522\u898f\u5283<\/option><option>\u907a\u56d1\u57f7\u884c\u4eba\u6216\u53d7\u8a17\u4eba\u554f\u984c<\/option><option>\u907a\u7522\u7cfe\u7d1b<\/option><option>\u5176\u4ed6<\/option><\/select><\/div>\r\n<div><label for=\"ct_state\">\u8cc7\u7522\u6240\u5728\u5730<\/label><select id=\"ct_state\" name=\"ct_state\"><option value=\"\">\u8acb\u9078\u64c7<\/option><option>\u7dad\u591a\u5229\u4e9e\u5dde<\/option><option>\u65b0\u5357\u5a01\u723e\u58eb\u5dde<\/option><option>\u6606\u58eb\u862d\u5dde<\/option><option>\u897f\u6fb3\u5927\u5229\u4e9e\u5dde<\/option><option>\u5357\u6fb3\u5927\u5229\u4e9e\u5dde<\/option><option>\u5854\u65af\u99ac\u5c3c\u4e9e\u5dde<\/option><option>\u9996\u90fd\u9818\u5730<\/option><option>\u5317\u9818\u5730<\/option><option>\u591a\u500b\u5dde<\/option><option>\u53e6\u6709\u6d77\u5916\u8cc7\u7522<\/option><option>\u4e0d\u78ba\u5b9a<\/option><\/select><\/div>\r\n<div class=\"full\"><label for=\"ct_time\">\u65b9\u4fbf\u806f\u7d61\u7684\u6642\u9593\uff08\u9078\u586b\uff09<\/label><input id=\"ct_time\" name=\"ct_time\" maxlength=\"120\"><\/div>\r\n<div class=\"full\"><label for=\"ct_msg\">\u7c21\u8981\u60c5\u6cc1\uff08\u9078\u586b\uff09<\/label><textarea id=\"ct_msg\" name=\"ct_msg\" rows=\"4\" maxlength=\"3000\"><\/textarea><\/div>\r\n<div class=\"full\"><button 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href=\"\/zh-hant\/\u7121\u907a\u56d1\u907a\u7522\u7ba1\u7406\u66f8\/\">\u7121\u907a\u56d1\uff1a\u907a\u7522\u7ba1\u7406\u66f8\u53ca\u7e7c\u627f\u9806\u5e8f<\/a><\/li><li><a href=\"\/zh-hant\/\u907a\u7522\u898f\u5283\/\">\u907a\u7522\u898f\u5283\uff1a\u907a\u56d1\u3001\u6301\u4e45\u6388\u6b0a\u66f8\u3001\u91ab\u7642\u6c7a\u5b9a\u4eba<\/a><\/li><li><a href=\"\/zh-hant\/\u907a\u56d1\u4fe1\u8a17\/\">\u907a\u56d1\u4fe1\u8a17<\/a><\/li><li><a href=\"\/zh-hant\/\u907a\u56d1\u57f7\u884c\u4eba\u7cfe\u7d1b\/\">\u907a\u56d1\u57f7\u884c\u4eba\u554f\u984c\u53ca\u7cfe\u7d1b<\/a><\/li><li><a href=\"\/zh-hant\/\u89aa\u4eba\u53bb\u4e16\u5f8c\u600e\u9ebc\u8fa6\/\">\u6e05\u55ae\uff1a\u89aa\u4eba\u53bb\u4e16\u5f8c\u7684\u982d30\u5929<\/a><\/li><li><a href=\"\/zh-hant\/\u9700\u8981\u7533\u8acb\u907a\u56d1\u8a8d\u8b49\u55ce\/\">\u9700\u8981\u7533\u8acb\u907a\u56d1\u8a8d\u8b49\u55ce\uff1f2\u5206\u9418\u81ea\u6e2c<\/a><\/li><li><a href=\"\/zh-hant\/\u5c08\u696d\u907a\u56d1\u57f7\u884c\u4eba\/\">\u5c08\u696d\u907a\u56d1\u57f7\u884c\u4eba\u53ca\u53d7\u8a17\u4eba\u670d\u52d9<\/a><\/li><li><a 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