{"id":16426,"date":"2026-10-29T09:00:00","date_gmt":"2026-10-28T22:00:00","guid":{"rendered":"https:\/\/chuatan.com.au\/?p=16426"},"modified":"2026-10-21T17:31:41","modified_gmt":"2026-10-21T06:31:41","slug":"superannuation-death-benefits-binding-nomination-tax","status":"publish","type":"post","link":"https:\/\/chuatan.com.au\/zh-hant\/superannuation-death-benefits-binding-nomination-tax\/","title":{"rendered":"\u9000\u4f11\u91d1\u8eab\u6545\u798f\u5229\u7684\u7a0e\u52a1\uff1a\u6210\u5e74\u5b50\u5973\u3001\u6d77\u5916\u5b50\u5973\u4e0e\u7ecf\u9057\u4ea7\u652f\u4ed8\u7684\u6bd4\u8f83"},"content":{"rendered":"<p 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class=\"wp-block-paragraph\">\u76f4\u63a5\u56de\u7b54\uff1a\u6fb3\u6d32\u7684\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7531\u57fa\u91d1\u53d7\u8a17\u4eba\uff08Trustee\uff09\u6301\u6709\uff0c\u4e0d\u6703\u81ea\u52d5\u6309\u907a\u56d1\u5206\u914d\u3002\u82e5\u60f3\u78ba\u5b9a\u7531\u8ab0\u9818\u53d6\uff0c\u901a\u5e38\u9700\u8981\u5411\u57fa\u91d1\u4f5c\u51fa\u6709\u6548\u7684\u7d04\u675f\u6027\u53d7\u76ca\u4eba\u63d0\u540d\uff08Binding Death Benefit Nomination\uff0c\u7c21\u7a31BDBN\uff09\u3002\u9818\u53d6\u4eba\u662f\u5426\u5c6c\u65bc\u7a05\u52d9\u4e0a\u7684\u201c\u53d7\u64ab\u990a\u4eba\u201d\uff0c\u6703\u6c7a\u5b9a\u8eab\u6545\u798f\u5229\u662f\u5426\u514d\u7a05\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8981\u9ede\u901f\u89bd<\/h2>\n\n\n\n<ul 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class=\"wp-block-heading\">\u5148\u786e\u8ba4\u63d0\u540d\u662f\u5426\u6709\u6548<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8c01\u53ef\u4ee5\u9886\u53d6\u8eab\u6545\u798f\u5229\u3001\u7ea6\u675f\u6027\u4e0e\u4e0d\u5177\u7ea6\u675f\u529b\u63d0\u540d\u7684\u533a\u522b\uff0c\u4ee5\u53ca2026\u5e74\u8d77\u90e8\u5206\u57fa\u91d1\u63a8\u51fa\u7684\u6c38\u4e0d\u5931\u6548\u63d0\u540d\uff0c\u8bf7\u53c2\u9605<a href=\"\/%e6%82%a8%e7%9a%84%e9%80%80%e4%bc%91%e9%87%91%e5%b9%b6%e4%b8%8d%e8%87%aa%e5%8a%a8%e5%b1%9e%e4%ba%8e%e6%82%a8%e7%9a%84%e9%81%97%e4%ba%a7\/\">\u300a\u60a8\u7684\u9000\u4f11\u91d1\u5e76\u4e0d\u81ea\u52a8\u5c5e\u4e8e\u60a8\u7684\u9057\u4ea7\u300b<\/a>\u3002\u672c\u6587\u7740\u91cd\u8bf4\u660e\u9886\u53d6\u65f6\u7684\u7a0e\u52a1\u95ee\u9898\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8eab\u6545\u798f\u5229\u7684\u7a05\u52d9\uff1a\u6210\u5e74\u5b50\u5973\u8981\u6ce8\u610f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u7a05\u52d9\u4e0a\u7684\u201c\u53d7\u64ab\u990a\u4eba\u201d\uff08Death Benefits Dependant\uff09\u8207\u4e0a\u9762\u7684\u9818\u53d6\u8cc7\u683c\u4e0d\u5b8c\u5168\u76f8\u540c\uff0c\u4e3b\u8981\u5305\u62ec\uff1a\u914d\u5076\u6216\u524d\u914d\u5076\u3001\u672a\u6eff18\u6b72\u7684\u5b50\u5973\u3001\u7d93\u6fdf\u4e0a\u4f9d\u8cf4\u53bb\u4e16\u8005\u7684\u4eba\uff0c\u4ee5\u53ca\u6709\u76f8\u4e92\u4f9d\u5b58\u95dc\u4fc2\u7684\u4eba\u3002\u652f\u4ed8\u7d66\u7a05\u52d9\u53d7\u64ab\u990a\u4eba\u7684\u4e00\u6b21\u6027\u8eab\u6545\u798f\u5229\u4e00\u822c\u5b8c\u5168\u514d\u7a05\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6210\u5e74\u4e14\u7d93\u6fdf\u7368\u7acb\u7684\u5b50\u5973\u901a\u5e38\u4e0d\u5c6c\u7a05\u52d9\u53d7\u64ab\u990a\u4eba\u3002\u6b64\u6642\uff0c\u9000\u4f11\u91d1\u7684\u514d\u7a05\u90e8\u5206\uff08Tax-free Component\uff09\u4ecd\u7136\u514d\u7a05\uff0c\u4f46\u61c9\u7a05\u90e8\u5206\u4e2d\u7684\u201c\u5df2\u7a05\u5143\u7d20\u201d\uff08Taxed 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